It is difficult to choose from a wide range of securities available in the diverse universe of investments. The OTP Multi Asset Funds are intended to help you find the investment that best suits your ideas and needs. From Europe, the USA or from anywhere in the world.
Investments of the funds
OTP Multi Asset Funds are a product family consisting of 3 funds issued in euro. Each fund may invest its assets in numerous investment funds. Thanks to the fund of funds structure, you are able to build a diversified international securities portfolio by investing in a single investment fund.
Advantages of the funds
With the OTP Multi Asset Funds you can
invest your euro savings over short, medium or long term;
place a subscription or redemption order for fund units on any trading day of your bank, which will be fulfilled on the fourth trading day following your order;
choose a medium or a higher risk investment;
divide your money between multiple funds with diverging strategies by investing into a single investment fund;
reduce the natural risk of investments through diversification, i.e. the allocation of your capital between multiple investment funds;
invest in more than one fund at a time by paying a single subscription fee;
shape the amount intended for investments flexibly: the face value of the fund units is EUR 1.
Recommended investment horizon
An excess return above the risk-free investments – bank deposits or short-term government bonds – cannot be achieved without risk taking. In the long run, the expected return is in line with the risk taken. Adhering to the recommended investment horizon, with a suitably long holding period, it is possible to reduce the risk that obviously arises from the natural short-term volatility of securities investments.
Members of the fund family
You should think about investing your money in various instruments across different investment horizons to ensure maximum efficiency. With that in mind, we have put together the range of funds with shorter, medium or longer-term investment options for you to select the one that best suits your needs.
OTP Multi-Asset Conservative Fund of Funds
Based on the targeted allocation of the Fund’s assets, 50 percent of the capital is invested in medium-risk bond funds, 31 percent in equity funds, and 19 percent in alternative strategies: commodity and real estate market assets. The targeted geographical region comprises developed markets 100 percent. The risk of the Fund is medium, and the recommended investment horizon is at least 3–5 years.
OTP Multi-Asset Balanced Fund of Funds
Based on the targeted allocation of the Fund’s assets, 28 percent of the capital is invested in medium-risk bond funds, 53 percent in equity funds, and 19 percent in alternative strategies: commodity and real estate market assets. 97 percent of the targeted geographical region comprises developed markets and 3 percent emerging markets. The risk of the Fund is medium, and the recommended investment horizon is at least 3–5 years.
OTP Multi-Asset Dynamic Fund of Funds
Based on the targeted allocation of the Fund’s assets, 2 percent of the capital is invested in medium-risk bond funds, 76 percent in equity funds, and 22 percent in alternative strategies: commodity and real estate market assets. 88 percent of the targeted geographical region comprises developed markets and 12 percent emerging markets. The risk of the Fund is significant, and the recommended investment horizon is at least 5–7 years.
Active risk management
With active risk management, OTP Fund Management Ltd. strives to ensure that the Fund exhibits greater stability even during the turbulent periods that occur regularly in capital markets in comparison with other funds with a similar composition. In addition, the ‘fund of funds’ scheme enables you to choose funds which proved to manage the specific risks of the given asset class very well in the past. The OTP Multi Asset Funds comprise the Fund Units of partly actively and partly passively managed funds.
Distribution information
All OTP Multi Asset Funds are open-end funds and accordingly, you can place subscription and redemption orders for the Fund Units on any trading day. In the case of the purchase or redemption of Fund Units, the Trading Payment Day is the fourth trading day following the day of contract conclusion (T+4 days settlement).
Points of Sale
The Fund Units of the funds can be subscribed and redeemed in the OTP branches listed in the Fund Management Policy, as well as through the OTPdirekt call centre and online channels.
Distribution fees
Please consult with the Distributor’s List of Conditions for more detailed information on the subscription and redemption commission charged by the Distributor in relation to the distribution of the Fund Units and on any other fees and commissions arising in relation to the investment fund (securities account management fee, the transfer fee of Fund Units, etc.).
Investment amount
The face value of the Fund Units is EUR 1, which means that the value of the investment can be adjusted to the amount available easily, flexibly and accurately.
