Credit lines of HBOR

Cooperation with HBOR

OTP has been cooperating successfully with the Croatian Bank for Reconstruction and Development, channelling funds based on their lending programmes.

Lending programmes

Interest subsidised via the National Recovery and Resilience Plan (NRRP)

Special lending programmes in cooperation with HBOR – Interest subsidised via the National Recovery and Resilience Plan (NRRP)

In cooperation with HBOR, OTP banka offers the various lending programmes (Young and female entrepreneurs and start-ups, Private sector investments, Public sector investments and EU projects), with partially subsidised interest from the funds of NRRP.

The interest subsidy via NRRP is intended for micro, small and medium enterprises, large and mid-cap enterprises, and public entities undertaking new investment projects.

The interest subsidy rate depends on the type of the investment financed by the loan, and is capped at 75% of the regular interest (up to 3.00 p.p.).

The subsidy caps for individual loans are as follows:

•  EUR 500,000 for micro, small and medium enterprises,
• EUR 1,000,000 for EUR for large and mid-cap enterprises and for public sector entities.

Each project must be in line with Do No Significant Harm Principle (DNSH).