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Corporate clients services

Corporate clients services

The Markets Sales Team Corporate Clients provides support to OTP banka d.d. corporate clients which is based on many years of professional experience, wide range of products and competitive terms through successful implementation of exchange rate and interest rate risk management strategies.

The main business activities with corporate clients include:

  • Trading in markets products with the corporate clients of the Bank
  • Building and developing long-term business relationships with the clients
  • Providing the clients all necessary information related to the financial markets segment

 

Clients are provided access to exchange rates and sale/purchase of foreign currency in real time via free on-line application OTP FX Trader.

We offer the following products:

FX spot

  • When buying/selling FX in the amount that exceeds the equivalent of EUR 10,000 in any currency from our exchange list, we offer FX spot, which can be arranged directly with the competent employees of OTP banka d.d.
  • Depending on the market trends at the moment of conclusion of the transaction, it is possible to save considerably compared to the official exchange list of the Bank.

 FX forward 

  • A transaction relates to exchange of a pair of currencies at a set rate on a future date (usually 3 days to 12 months, possibly even longer, up to 3 years).
  • The set rate on a future date is based on the existing market rate and the difference in market interest rates for the particular currency pair.
  • This product is used as a hedging instrument and for protection of future cash flows.

 FX swap

  • A transaction constitutes a contract between two parties to “exchange” amounts in different currencies. The exchange is made by a simultaneous purchase (sale) of the currency at the present time (SPOT), and a sale (purchase) of foreign currency at a future date (forward)
  • Transactions are usually arranged up to 1 year.

 Interest rate swap (IRS)

  • This transaction relates to exchange of a floating (or fixed) interest rate for a fixed (or floating) interest rate, as a hedge against interest rate risk.
  • Exchange of the interest rate enables adjustment of any interest rate mismatch in assets and liabilities, hedging against interest rate hike (exchange of a debt-related floating interest for a fixed one), as well as cutting down the costs of interest payments (exchange of a debt-related fixed rate for a floating rate) in case of a dip of the reference interest rates (Euribor, Libor...).